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everybodys Christopher small from a CMS law firm coming to you live pretty late at night to talk to you about something thats kind of fun and interesting transfer on death deeds the reason I wanted to talk to you about this was as usual I had a conversation with a potential client today about transfer on death deeds and it kind of sparked a conversation about one of the potential downsides to transfer entity that a lot of people dont think about and I wanted to talk to you about it tonight so that you would know about it as well um as always though if you do not have your estate plan in place or if you do and you want to get sort of a complete rundown on the on the other foundational aspects of an estate plan the things that everybody should have to learn what the what the benefits are sort of what the downsides are what some of the things that they dont do then you can go to estate planning video.com and check that out about twenty minute video or so kind of outlines the the same