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[Music] hey dustin tibbetts here financial advisor with jazz wealth managers how you doing today i went a little long on mondays video so im gonna make this one really quick unfortunately this is really kind of a sad year or 2020 was kind of a sad year we lost a lot of customers and i dont mean because they were upset with us unfortunately we had a lot of customers pass away either from covet or just naturally from you know old age living long lives and actually living long lives we had a 90 year old we had an 88 year old almost 90 year old and then a lot of coveted related issues there so ive become well versed in how to handle these proper or how to handle these the properties of uh clients meaning their assets their roth iras iras things like that and look this can be really simple its something we dont want to spend a lot of time on because a lot of us dont like to think about that but look real simple ill go through this real quick whatever accounts you have investment acc