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[Applause] have you left federal service and maybe are wondering how do i go about filing for a deferred retirement application you know where do i go who do i talk to do i have to go back to my old agency well todays first federal fact check and by the way im tammy flanagan is from a reader named norman and norman wants to know about filing his application for a deferred retirement so lets take a look at normans question and then talk about what he needs to do to actually make this happen so norman says im a vested former federal employee with the naval shipyard i left federal employment in 2007 with seven plus years of service and im currently age 59. im interested to know if making an application for fers retirement is a simple process or one that would require an advisor i no longer have physical access to the human resources office it is located on a secure site nor would i know whom to contact there thank you all right norman so lets lets kind of break it down a little b