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[Music] hi this is Kyle green at the Green mortgage team Im here to talk to you today about a common question we get asked a lot how much does a credit inquiry affect my credit score now when you have a credit inquiry that usually has a negative impact of about one to five points per poll to put in perspective missing a credit card payment is usually a negative impact of about a hundred points having a credit inquiry is a very small percentage of your overall credit rating however its very important to understand that having a large enough inquiries over a short period of time can have a large negative impact on your credit so its important for you not to go out and shop on your own and have a number of people looking at your credit rating one of the benefits of using a mortgage broker is we can actually pull your credit score once and use that to shop the over 50 different lenders that we are able to deal with any questions feel free to give us a call [Music]
