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i have one facial amy yes oh i mean you know um well maybe like you know it can be a wrong question for you but like you know this is more like a loan when it comes to the loan process like you know when its duplex the process is different or if its like um if the but if the buyer wants to live in one and rent the other one um the process is different for the loan process so yeah so for most duplexes um most lenders are going to run them all as a multi-family housing loan i believe like an investment property yeah the only one that does not is fha i believe and obviously double check with a lender on this but fha allows for it to be a owner-occupied loan if youre going to occupy one of the units up to four units so theyll go up to a four plex as long as youre going to occupy one of those units its an owner-occupied purchase versus an investment property um the benefits to that are that you know usually for an owner-occupied property youre going to have better interest rates howe