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hi guys my name is nicolet mashile i am also known as the financial bunny welcome to the financial bunny tb today were talking all things over drafts one of the questions that i get quite frequently is what is an overdraft how do you use an overdraft and how would you pay it back now remember that nothing that i say on this channel constitutes as financial advice if you are looking financial advice please speak to somebody that is certified and registered to give you financial advice so basically what would be for instance an instance where you are going to need the use of an overdraft so lets say for instance you run out of money at the end of the month and when you run out of money you find that um applying for credit card might not be an option or applying for a personal loan might not be an option so one of the credit facilities that financial institutions like banks would offer you is having an overdraft facility on your check account so your account would be linked to this over
