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health insurance is a necessity for everyone especially with the increasing cost of health care but choosing the right health insurance plan can be overwhelming especially if you dont know what to look for in this article well discuss the five things you need to know before choosing a health insurance plan coverage the first and most important thing you need to consider is the coverage of the health insurance plan make sure you understand what is covered and what is not some plans only cover basic medical expenses like hospitalization doctors fees and Medicine costs other plans offer more extensive coverage including specialist consultations dental and vision coverage be sure to read the policy documents carefully and understand whats covered and whats not cost the second Factor you need to consider is the cost of the health insurance plan insurance premiums vary depending on the coverage offered your age and your overall health status while it may be tempting to choose the cheapes