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hey everyone my name is kieran king and today we are going to be looking at payments or more specifically card payments everyone listening to this video im pretty sure would have made a payment via a debit or credit card at some point in time but have you ever thought about how it works so when you go to the shops and tap your card on a card reader to buy some groceries or some clothes or anything what exactly happens well for you you tap your card wait a few seconds then the machine says transaction approved you take your goods forget about it and get on with your life but in those few seconds that it takes to approve a transaction a lot of things happen between many different parties lets look at whos involved the first person involved in a transaction is you and your plastic credit or debit card this card is given to you or issued to you by something called an issuing bank or issuer as an example this might be hsbc lloyds nat west and so on these these types of high street banks
