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Hello and welcome to the Consumer Financial Protection Bureau s webinar on submitting Quarterly Credit Card Agreements to the Bureau. Today s webinar will start with an overview of the quarterly credit card agreement (QCCA) submission requirements. Then we will provide an overview of Collect, the website used for submitting agreements. Finally, we will walk through the website to show you how to add, amend, and withdraw a credit card agreement. The Bureau releases webinars, like this one, to help institutions comply with the Bureau s rules. Before we begin, we need to let you know that this presentation is not a substitute for the regulation and its official interpretations. Although efforts have been made to ensure the accuracy of this webinar s content, additional resources available on the Bureau s website provide more comprehensive information regarding the requirements. This webinar is current as of December 2021. Your institution may use Collect for additional Bureau collections.