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hey yall its me Rose and I know yall been missing me but Ive been busy getting more information for you guys and today we are going to discuss why yall have been getting declined for the Sams Club business MasterCard which is a business credit card that is strictly off of your business credit I want to go over five tips with you guys on why you may be getting decline or having issues with getting approved so if youve been having an issue with getting approved comment below so let me know what they were telling you what type of a denial letter you got let me know whats going [Music] on baby you me first and foremost I want to tell yall before you guys start running down to Sams Club or trying to apply online there are a few steps that you must take first before you start doing the application and one of the first things is you want to be sure that your business credit score that you have a pay deck score of at least an 80 your pay payex score when youre looking on your nav ac