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if you have kids that are under 18 years old and this could be as young as three four five I want to give you guys a little bit of things that you can do right now for your kids to put them in a better position than you even if you have great credit you want to position your kids to have better credit than you ever had and even if your parents taught you this you can continue building generational credit so the first thing you want to do is that if you have a credit card of your own you want to get or if you have several credit cards you pretty much want to take one credit card that you have and there are certain limitations as far as how old you can add kids to your credit report or to your credit card as an authorized user so preferably do this with like a card a a chase a Citibank or a Wells Fargo those credit cards typically will not have an age limit when you add your kids so when you add your kids to your credit card as an authorized user this will add the history of that credi