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- Hey everybody, John Skiba here. And in this video, Im going to share with you three common questions that I get as it relates to Chapter 7 bankruptcy and credit cards. Specifically, were going to talk about whether you can get rid of credit card debt in a Chapter 7 bankruptcy? If you can use your credit cards prior to filing Chapter 7 bankruptcy? And then the third question, can you keep one of your credit cards and not included in the bankruptcy? But if this is your first time here to my YouTube channel, go ahead and click subscribe that way youll be notified each and every week when I release new content that can help you with your serious debt problem. Okay, lets talk about Chapter 7 bankruptcy as it relates to credit card debt. You know I can tell you that overwhelming your credit cards are the number one issue that people file for bankruptcy and particularly Chapter 7 bankruptcy. When most people think of bankruptcy, theyre thinking of a Chapter 7. Chapter 7 eliminates most