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processes for securing a transaction with an EMV card EMV chip cards use these three main methods for securing transactions card authentication card holder verification and transaction authorization card authentication is the process of verifying that the card being used for a transaction is legitimate and and has not been tampered with the EMV chip on the card contains a digital certificate that is used to authenticate the card when the card is inserted into an EMV chip terminal the terminal reads the digital certificate and verifies it with the card issuers database if the certificate is valid the terminal proceeds with the transaction card holder verification is the process of verifying the identity of the person using the card there are several methods of card holder verification which includes pin personal identification number verification the card holder enters a pin into the terminal to verify their identity signature verification the card holder signs the receipt to verify th
