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additional insured versus named insured theres a lot of confusion out there about the difference between named insured and additional insured so lets break it down when it comes to Insurance there are two main types of insured the named insured and the additional insured the named insured is the person who owns the policy and is entitled to a hundred percent of the benefits and coverage provided by that policy the additional insured on the other hand is someone who is not the owner of the policy but who may be entitled to some of the benefits and coverage under certain circumstances the additional insured is not responsible for premiums or upkeep the named insured extends protection to the additional insured by adding any additional Insurance to the policy in short named insured refers to the primary policyholder while additional insured refers to someone who is covered by the policy because of their relationship to the primary policyholder for example lets say youre a contractor a
