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today were going to talk about how to adjust your withholding on your payroll [Music] my name is tony cameron with tldr accounting and we provide tax and accounting services to small business owners and therapists in private practice so withholding federal withholding is normally what were talking about and the reason were talking about it is because maybe you werent withholding enough from your paycheck to cover your taxes each year so come tax time say you owe four thousand dollars and youre like oh uh how can how can i pay this in uh as time goes on instead of at your end well one of your options of course is federal estimated tax payments or you can adjust your withholding and so today were going to talk about withholding your federal withholding is taken out of each of your paychecks and then its sent into uh the irs so its a tax payment its just taken out automatically a lot of times its calculated for you on uh for the the w-4 form um overall uh withholding is one of t