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[Music] hey guys good afternoon its angelo christian financial thank you so much for watching our podcast real estate insider where america goes for funding for the last 20 years uh this video is brought to you by billy hoffman out of las vegas nevada he asked me to actually make a video on if lenders actually do a background check when youre getting a home loan or a mortgage he said hey angelo can you mind making a video do lenders actually do a background check on you when youre getting a loan and i was like oh thats thats a good question no ones ever asked me that before and so i thought id talk about that because i wanted to bring to light that there actually are different types of levels of background checks depending on the type of loan that youre getting uh so i wanted to talk about this today because i thought it was interesting topic no ones ever asked me that question before i thought it was a great question to actually talk about it so there are different types of b