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The high cost of healthcare in the United States poses a significant financial risk to students, prompting NYU to mandate that all students in degree-granting programs maintain health insurance meeting specific criteria. This policy ensures access to quality healthcare and financial protection. Most students are automatically enrolled in NYU-sponsored health insurance plans and charged a premium. To manage enrollment, students should visit nyu.edu/health/insurance during the enroll/waive period to confirm their status, make adjustments, or opt out if they have alternate coverage, using their current insurance card. Changes will appear on the NYU bill within 3-5 days, and any owed refunds will be processed automatically.