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Natalia Willett, a real estate attorney in Florida, discusses settlement agreements in divorces, particularly regarding real estate. She highlights five key points to include in these agreements. First, all real property must be explicitly listed in the divorce decree to avoid issues later, as many properties acquired during the marriage may be overlooked. Second, the title of the property being in the name of one spouse does not negate it as marital property if it was acquired or used during the marriage. It's important to recognize that property ownership can affect the division of assets, regardless of title documents.