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This video tutorial explains how to write a promissory note that the bank will accept. The key concept is that every time you sign your name on a document like a credit application or loan agreement, you are creating a promissory note. Your signature on these documents represents your promise to pay, making it a form of promissory note. It is important to understand that any document with your signature is considered your promissory note, as it is your property that you have written and issued. This includes government documents like speeding tickets or court documents.