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hi I'm Michelle welcome back to finally revealed I had a twitter exchange today with a great columnist her name is Paula span and she works for the New York Times i had reacted to her an article that she had written in New York Times help the article was about problems that people are having when they try to present their durable power of attorney to financial institutions to help with financial activities for their family members and in particular she's talking about problems that people encounter number one when the power of attorney is older okay so it has been many years since it was executed compared to the date that it's presented to the bank and number two with regard to the format of the power of attorney I have a couple of videos about powers of attorney and one including durable powers of attorney so you can check those out for what we're talking about here but one thing that I don't know that I mentioned and I need to mention in view of her article is that each state has di...