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hi guys welcome to I hate math group today Iamp;#39;m going to show you how to build an amortization table in Excel from scratch so letamp;#39;s do it so I have the amount borrow which in this case is going to be $100,000 the periods are going to be the following well letamp;#39;s say that this is 30 years but I want to do this monthly so Iamp;#39;m going to multiply this by 12 because you have 360 periods the rate is going to be letamp;#39;s say that they charge me 13% but Iamp;#39;m going to put it monthly so this is point 13 divided by 12 and finally Iamp;#39;m going to have the payment which is going to be the following equals PMT parentheses and then Excel is going to ask me hey what is the rate well the rate is going to be this guy coma the period is going to be 360 and the present value is 100,000 put a negative in the front because if not Excel will give you a negative value as your payment comma zero because as a future value and then just close your parentheses this is