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Paying friends and family is quick and easy with a PayID. A PayID is like a nickname for your BSB and account number. Its created by linking your mobile number to your eligible Westpac account. Payments are made in less than a minute, 24/7. Have you ever bought concert tickets, or paid for lunch for you and your friends and had that awkward experience of trying to get them to pay you back? With a PayID your friends will easily be able to pay you in real-time, typically in less than a minute, using your mobile number. They probably already have your mobile number in their phone contacts making it quick and easy for them to pay you. You can also pay friends and family to their mobile number if itamp;#39;s registered as a PayID. Even if they bank with someone else. You can even include a longer message with the transaction which will arrive in real time with your payment. This new way to pay is available within your existing Online Banking on your desktop or using the Westpac Banking ap