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so Iamp;#39;m Nick Russell Iamp;#39;m sales director of tab and this is our lending criteria will end first charge and second charge bridging loans England and Wales not Scotland just yet residential and commercial these include operational assets lamb with and without planning and the usual office industrial and retail assets we lend up to 75 percent on residential 70 percent on commercial and around 50 percent loan to value on land without planning sub 10 million pounds although our sweet spot is 5 million below racer from 0.75 percent per month although typically weamp;#39;re between point 8 and 1 percent a month weamp;#39;re comes with offshore structures uninhabitable properties and operational assets