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A loan extension agreement allows the maturity date of a loan to be postponed, typically granted when borrowers face difficulties such as job loss or medical emergencies. This extension often permits borrowers to skip several payments, lengthening the overall loan term, with missed payments added to the end of the loan. In some situations, borrowers may need to restructure both the loan term and payments. Almost any type of loan can be extended, and borrowers may inquire about modifications related to their payments during this process. Additionally, free templates for such agreements can be found online.
