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The video discusses strategies to avoid foreclosure, specifically focusing on forbearance agreements. A forbearance agreement is a temporary arrangement between a borrower and a mortgage lender, where the lender refrains from foreclosing in exchange for a mutually agreed-upon payment plan to bring the borrower current. The video highlights the distinction between forbearance agreements, which offer short-term relief, and loan modifications, which provide a long-term solution for unaffordable payments. The presenter indicates that further information on loan modifications will be provided later.
