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if youre watching this video hopefully youve just watched the one above in which I go over how you could very simply extend the time between now and your foreclosure sale scheduled for your house in the future so the first option that I want to talk about that you have to avoid foreclosure and even selling your home is called a forbearance agreement this is an agreement made between you and your mortgage lender in which the lender decides not to exercise its legal right to foreclose on your property however there is a mutual agreement to a payment plan that will over a certain period of time bring the borrower current on his or her payments okay the difference guys between a forbearance agreement and a loan modification is actually something were going to cover next but the real difference is that the mortgage forbearance agreement provides short-term relief whereas a loan modification is a long-term solution to unaffordable monthly payments if that sounds like something that could
