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In this segment of the North Carolina real estate show, the focus is on the definition of a deed of trust. A deed of trust is a security instrument where a borrower pledges real estate as collateral for a loan, typically under a promissory note. Essentially, it means that if a borrower fails to repay the borrowed money for purchasing a house, the lender has the right to foreclose and reclaim the property. The show emphasizes the phrase "if you don’t pay, you don’t stay," highlighting that homeowners must make payments to keep their property. It also clarifies that a deed of trust is different from a deed, which represents legal title to the property.
