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how to write a hardship letter for short sale a hardship letter for short sales is a type of document that explains the current financial difficulties you have the purpose of writing this document is to provide a clear idea to your lender regarding the circumstances that became the main reasons for your financial problems one of the things that you need to keep in mind before writing your document is to know that a legal representative will be the one that will approve your short sale hence its highly recommended for you to ensure that your document is concise detailed and stating concrete objective facts hence what you need to do instead is to provide your latest bank statement medical bills job termination letter if you have one current wage and tax returns statement apart from that its also highly recommended for you to include your latest mortgage bills and payments to help you in justifying your claims in addition if you have any other helpful documents such as your credit repor