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hi itamp;#39;s Patty H at Marketplace so to introduce you to the basics of high swaps work I want to tell you a little story itamp;#39;s about two little boys theyamp;#39;ve got two little toys stop me if youamp;#39;ve heard this one before but each of them has a wooden horse except these horses are very different Bruceamp;#39;s horse has got a rocker on it whereas Jimamp;#39;s horse has got these wizzy wheels which means he can go zooming up and down Hills unfortunately Jim doesnamp;#39;t like zooming up and down Hills in fact he doesnamp;#39;t like Risk at all heamp;#39;d much rather just sit there on his horse and do nothing this drives Bruce crazy because he really wants to take the risks that come with having a horse with wheels on it so he says Letamp;#39;s Do a Swap and you can see whatamp;#39;s happened here in this swap heamp;#39;s taken on the risk and Jim here has swapped risk for predictability the risk of this wizzy ride for the predictability of the ride on th