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welcome back to frequently asked questions lets jump right in jayden carter writes so i have a question i just recently started a t-shirt business and have made a website and it was going smoothly a few orders here and there and then the payment method that my customers go through called stripe told me i needed an employer identification number i was going to get one but then i was told they will take taxes out and i really cant afford that right now because i am a small business just starting so can you please explain to me how that will work it would mean the world thank you whether or not you have to report your self-employment income depends on how much you made that year the irs states that self-employed people must file an income tax return if they have over 400 in net earnings that year regardless of whether they have an ein or not we recommend finding ways to reduce expenses and offset your tax liability check out our llc expenses cheat sheet guide to learn more thanks for wa