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life in the USA bank accounts read to you by Carol Brigham bank accounts are a way to protect your money banks in the U.S have different types of accounts most common bank accounts the three most common types of bank accounts are checking accounts savings accounts and money market accounts most banks and Credit Unions have these three types of accounts Banks and Credit Unions have rules for these accounts these rules may be different at each Bank find out the rules for each account at your bank you should ask Bank employees questions about the accounts before you open them this could save you time and money checking accounts checking accounts are bank accounts that you will use almost every day you can deposit money into a checking account you can withdraw that money from your checking account when you need to spend it most people have their paycheck direct deposited into a checking account this means your employer will put the money from your paycheck right into your checking account
