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Commonly Asked Questions about Washington garnishment forms

The judgment creditor as the plaintiff or someone in the judgment creditors behalf shall apply for a writ of garnishment by affidavit, stating the following facts: (1) The plaintiff has a judgment wholly or partially unsatisfied in the court from which the writ is sought; (2) the amount alleged to be due under that
Federal and state law limits the amount that can be taken from your paycheck to pay debts. Federal law limits wage garnishments to 25% of your disposable income (15% for federal student loans) or the amount exceeding 30 times the federal minimum wage, whichever is less.
An agency generally may withhold 15 percent of an employees disposable earnings. The writ of garnishment will instruct the agency on the amount to be withheld. If funds are available, a processing fee may be deducted.
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: XYZ Bank vs. John Doe) the date of your objection. your name and current contact information. the reasons (or grounds) for your objection, and. your signature.
When a person owes a debt and is in collections, the creditor may go to court to get a judgment against that person. That judgment can then be used to garnish the persons bank account.
These amounts only apply to wage garnishments and are irrelevant for ongoing (as opposed to delinquent) child support being enforced. State minimum wage - Consumer debt: Consumer debt exemptions are based on either 80% of disposable income or 35 times the state minimum wage which is now (2024) set at $16.28.
Under Washington law, creditors can garnish as much as 25% of your weekly disposable earnings, or your weekly disposable earnings minus 35 times the federal minimum wage.