Rhode Island Warranty Deeds

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Commonly Asked Questions about Rhode Island Warranty Deeds

What is the most common type of warranty deed?

A general warranty deed is the most common type of deed used for transferring real estate. It basically promises that: not only does the seller have good and proper title to sell the property, but all the prior owners also had good title, thus making a complete chain of ownership; and.

What is a warranty deed in Rhode Island?

A Rhode Island special warranty deed transfers ownership of real property from a grantor to a grantee (or seller and buyer) while guaranteeing to the grantee that no liens or encumbrances exist during the grantors ownership period.

Is warranty deed the same as title?

No, a warranty deed does not prove ownership. A title search is the best way to prove that a grantor rightfully owns a property. The warranty deed is a legal document that offers the buyer protection. In other words, the property title and warranty deed work in tandem together.

What is the main purpose of a warranty deed?

Key Takeaways. A warranty deed protects the buyer and ensures that the seller holds a free and clear title to a property without any outstanding liens or mortgages. A warranty deed is a legal real estate document and protects the buyer against future claims to the title of the property.

How to file a quit claim deed in Rhode Island?

Grantors file quitclaim deeds and all other property transfer documents in the city or town recording office where the property is situated (RI Gen. Laws 34-11-1). The respective office will return the document to the grantee upon recording.

Where are deeds recorded in Rhode Island?

Property records are recorded in the town or city where the property is located. Each city and town in the State of Rhode Island maintains its own property records. Recordings should be sent to the appropriate recording office ing to the property address.

How do I remove a name from a deed in Rhode Island?

Adding a person to or removing them from a deed can be accomplished by creating a new deed. If you are adding someone to your deed, this will convey an interest in the property to this person. When you remove a person, they will no longer have any ownership in the property.