Create your Reaffirmation Document from scratch

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Here's how it works

01. Start with a blank Reaffirmation Document
Open the blank document in the editor, set the document view, and add extra pages if applicable.
02. Add and configure fillable fields
Use the top toolbar to insert fields like text and signature boxes, radio buttons, checkboxes, and more. Assign users to fields.
03. Distribute your form
Share your Reaffirmation Document in seconds via email or a link. You can also download it, export it, or print it out.

A detailed guide on how to craft your Reaffirmation Document online

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Step 1: Start with DocHub's free trial.

Visit the DocHub website and sign up for the free trial. This gives you access to every feature you’ll need to build your Reaffirmation Document without any upfront cost.

Step 2: Navigate to your dashboard.

Log in to your DocHub account and proceed to the dashboard.

Step 3: Craft a new document.

Click New Document in your dashboard, and select Create Blank Document to design your Reaffirmation Document from the ground up.

Step 4: Utilize editing tools.

Insert different elements such as text boxes, radio buttons, icons, signatures, etc. Arrange these elements to match the layout of your document and assign them to recipients if needed.

Step 5: Organize the form layout.

Rearrange your document easily by adding, repositioning, deleting, or combining pages with just a few clicks.

Step 6: Set up the Reaffirmation Document template.

Convert your newly crafted form into a template if you need to send multiple copies of the same document numerous times.

Step 7: Save, export, or distribute the form.

Send the form via email, distribute a public link, or even publish it online if you want to collect responses from a broader audience.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Occasionally, a Chapter 13 debtor wishes to or is asked to reaffirm a debt which has been discharged following the successful completion of a case. You do not have to reaffirm any discharged debts.
If you can afford to keep the secured property and continue making payments, it may be necessary to sign a reaffirmation agreement, unless the creditor agrees otherwise.
If you are currently under debt review, you can apply to the Magistrates Court to have your debt review order rescinded if all of your accounts have been paid off and a clearance certificate has been issued to you, or if you are no longer over-indebted.
Form 427 - Certificate of Abandonment.
A reaffirmation agreement is a new contract between you and the creditor where you agree to pay a debt voluntarily that would have been discharged in your bankruptcy case. When you reaffirm a debt, you agree to be personally liable for paying it back. * A reaffirmation agreement is completely voluntary *
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Related Q&A to Reaffirmation Document

Reaffirmation agreements can be rescinded any time before the Court issues the discharge, or within 60 days after the agreement is filed with the Court, whichever is the later. Notice of the rescission must be given to the creditor.
Reaffirmation is an agreement by a debtor, to a lender, to repay some or all of their debt. Debtors make reaffirmation agreements purely voluntarily. When a borrower reaffirms a debt, this is noted by credit reporting agencies, which then register that the person will make regular, on-time payments.
If you want to file a reaffirmation agreement, you need to do so within 60 days of the first date of the meeting of creditors. Once you submit it, it must be accepted by the creditor. Once that happens, the court wont approve the agreement until youre eligible for immediate discharge.

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