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Commonly Asked Questions about Legal Closing Forms

List of closing documents Closing disclosure. The closing disclosure contains all of the details of your mortgage, including an itemized list of closing costs. Proof of homeowners insurance. Loan application. Mortgage or deed of trust. Note. Deed. Affidavit of title. Title insurance policy.
Closing refers to the culmination of a deal, contract, or transaction. The term is often used at the end of real estate transactions when the parties exchange deeds for payment and final signatures.
You typically dont have time to read all documents thoroughly at closing. Ask your attorney or closing agent for the closing documents ahead of time so that you have ample opportunity to review them at your own pace.
It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (closing costs). The lender is required to give you the Closing Disclosure at least three business days before you close on the mortgage loan.
The most important originals are the purchase agreement, deed, and deed of trust or mortgage. In the event originals are destroyed, you might be able to get certified copies of these documents from the lender or closing company, but you dont want to rely on others recordkeeping systems unless you have to.