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Commonly Asked Questions about Flood Zone Declaration Forms

Elevation Certificates must be prepared and certified by a Licensed Land Surveyor, Registered Professional Engineer or Registered Architect who are authorized by state or local law to docHub elevation information.
The Standard Flood Hazard Determination Form is required for all federally backed loans and is used by lenders to determine the flood risk for their building loans. The form is authorized by the National Flood Insurance Reform Act of 1994 and is imposed on lenders by their regulatory entities, not by FEMA.
How to get an Elevation Certificate Contact your local floodplain manager. If you have trouble connecting with your local floodplain manager, you can contact your states floodplain management office. Ask the sellers. Ask the developer or builder. Check the property deed.
How do I go about obtaining an Elevation Certificate? You will need to contact a professional land surveyor to evaluate your property and complete a new or updated elevation certificate. The average cost is between $300 - $500.
A LOMA (Letter of Map Amendment) Application can be submitted to FEMA to request that the property and/or structure be removed from the flood hazard zone. This would remove or reduce the requirement to obtain flood insurance for the property.
A new Elevation Certificate can be obtained at any time from a SC licensed land surveyor or engineer using the latest FEMA Elevation Certificate Form.