Deeds for Real Estate Transactions

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Commonly Asked Questions about Deeds for Real Estate Transactions

What kind of deed is used in most transactions involving a residential property?

When committing to a general warranty deed, the seller is promising there are no liens against the property, and if there were, the seller would compensate the buyer for those claims. Mainly for this reason, general warranty deeds are the most commonly used type of deed in real estate sales.

Which deed is the best in real estate?

General warranty deed Its the type of deed that offers the most buyer protection. When committing to a general warranty deed, the seller is promising there are no liens against the property, and if there were, the seller would compensate the buyer for those claims.

What is the most common form of real property ownership?

Fee simple. This is the most common type of interest. It is outright ownership. Even if you still owe money on your mortgage, as long as you have the right to sell the house, leave it to your heirs, and make alterations, your ownership is fee simple.

What is the most commonly used deed?

A warranty deed, which also may be called a general warranty deed, is the type of deed used most frequently when real property is sold. A warranty deed guarantees that the title is free and clear of debts or liens.

What are the requirements of a deed in New York?

Check List for Recording Documents Avoiding Rejections: Grantor/Transferor/Seller is the same. Grantee/Transferee/Buyer is the same. Deed must be completed with names and address of Grantor(s) Grantee(s) Grantor(s) must be properly acknowledged by a notary public. All signatures must be original.

What type of deed is most used in real estate?

Typically used in residential real estate transactions, a general warranty deed guarantees that the seller has the full legal right to sell the property and that the property is free and clear of any claims, debts, liens, or other encumbrances throughout the propertys history.

How do I look up a deed in NY?

You can search for property records and property ownership information online, in person, or over the phone with a 311 representative. Property owners of all boroughs except Staten Island can visit ACRIS. To search documents for Staten Island property, visit the Richmond County Clerks website.