Car Accident Forms

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Commonly Asked Questions about Car Accident Forms

Can I file an MV 104 online in NY?

For insurance purposes, a Report of Motor Vehicle Accident should be filed with the Department of Motor Vehicles. This form can be found online at dmv.ny.gov/forms/mv104.pdf, or at your local precinct or police service area.

Do you need a police report to file an insurance claim in NY?

Do you need a police report to file an insurance claim in New York? Generally, you do not need a police accident report to initiate an insurance claim, but this report can be an invaluable piece of evidence to help prove the negligence of at-fault drivers.

What is an MV 104 in NY?

The MV-104 Form is required after a motor vehicle accident if a vehicle sustains damages that amount to more than $1,000 or if anyone involved is injured in any way. If one or both of these conditions are met, the MV-104 Form should be filed no more than ten days following the accident.

What are NYS policies on accidents?

New York is a no-fault insurance state. That means each drivers insurance company will pay for medical expenses and lost wages regardless of who was at fault in the accident. However, if the injuries are severe, a driver may be able to sue the other driver for additional damages.

What happens when a car accident claim exceeds insurance limits in NY?

In those instances, you will need to file a lawsuit against the parties you believe responsible for your injuries to get compensation. Even in those cases, there is no guarantee that you will win your lawsuit, and there is also no guarantee that the defendants will have the financial capital to compensate you fully.

How do I file a car accident in NYC?

Call or visit the local police agency or precinct where the accident occurred. Ask the agency if your report is available and what the fee is, or. If the police and/or motorists reports have already been filed and processed by the DMV, see how to get PDF copies of accident reports.