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welcome back to another tax sale starters tip of the week and in this weeks question uh that we received from our audience is does the tax deed at auction wipe out an existing mortgage ill answer that question in just a moment [Music] typically in a tax deed when it goes into auction the mortgage is pushed to a secondary position in other words the tax lien or the tax deed takes priority over a mortgage so even though the mortgage is in the first position the tax deed supersedes that its called like a super lien if you will and it takes position uh precedence over the mortgage now many times mortgage owners or mortgage holders will come back and buy that lien or certificate prior to the auction uh which is why sometimes you may notice that when you have a list going into the auction the day before you go into the auction that list is uh slightly changed and some of the properties you may have been looking at have been removed and that is because the financial institutions have have