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okay if youre watching this video im going to assume that you just watched the video about the general hardship reasons and you kind of have an idea as to what hardship region reason youre going to use in your hardship letter um this is a really specific purpose of this video and its to let you know that whatever you tell the bank your hardship reason is you need to connect your financial hardship to the date you defaulted um so on it sounds simple when you say it right there are very straightforward examples lets say you lose your job in may and then june 1st you default because you werent able to bring in the same amount of money thats straightforward so if you tell the bank i defaulted on my mortgage because in may i lost my job and in june i missed my payment thats fully connected the bank will definitely see that thats connected and there will be no issue the problem is that its often not that straightforward sometimes people have a financial hardship that occurs and the
