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jay-j the CPA here you got to really evaluate whether or not you should return this PPP money this is crazy okay in the last 24 hours FAQ frequently asked questions number 31 of the sba basically they are wanting you to reevaluate your cash position what obligations did you actually have at the time of application on both things what funds did you have available could you have gotten a loan elsewhere could you have gotten other financing could you have used your own assets and went and gotten loans and it wouldnt have been detrimental to you so it now is requiring businesses to evaluate if they could use other funds or get other financing to then determine if they should return the money on or before May 14th and if the government somehow if they were to review determined that you took that money and you could have used your own money you could have gotten other financing that you had cash in the bank theyre saying criminal charges criminal activity its a criminal act so wow this i