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hey whatamp;#39;s up youtube fam brandon weaver here once again so written off what does that mean well written off is charged off itamp;#39;s very similar uh it well itamp;#39;s the same thing itamp;#39;s just very similar in the wording charge off written off but um itamp;#39;s basically the same thing itamp;#39;s a charge off right so you have this charge off i might say written off settled for less paid less than agreed right paid paid as agreed or not paid but if itamp;#39;s written off whether the status is paid or unpaid a charge off a write-off this negative nasty erroneous item is bringing down your credit score so if you see something that says written off thatamp;#39;s a charge off itamp;#39;s been closed and itamp;#39;s probably been sent over to a third party collector now maybe not not in every scenario is there you know third party connect collector but more times than not there is a third party collector so now youamp;#39;ve got this charge off youamp;#39;ve