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The Accord 25 certificate of liability insurance can be confusing for policyholders, certificate holders, and additional insured parties. In this video, the presenter explains how to read and understand the Accord 25 form. This document is issued by a producer, agency, or insurance company and summarizes the liability insurance coverage of the insured. The video provides a walkthrough of the form, highlighting key information to look for. It emphasizes that the top of the document will clearly state "certificate of liability," guiding viewers on where to find important details regarding their insurance coverage.