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whatamp;#39;s up everyone this is Elijah with financial Anatomy coming at you with another video to help you take control of your financial destiny on this channel we talk about apps that involve money and investing and weamp;#39;re going to be covering the chime banking app in this video specifically how do you turn overdraft on or off this is known as the spot me feature which Iamp;#39;m so weamp;#39;re going to start by opening the shine map up then weamp;#39;ll be taken to the home screen once weamp;#39;re at the home screen you want to click on the little wrench icon to the top left hand corner scroll a little and then youamp;#39;ll see where it says overdraft fee free now the limit that you have is dependent on a variety of factors but most people start with a 100 limit and then they can raise from there depending on how much you use the feature so weamp;#39;re going to slide it to click it on Iamp;#39;ll just read overdraft up to a hundred dollars fee free Seanamp;#39;