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zip it zip a do you know what this does to your credit file for those of you that havenamp;#39;t applied the zip pay maybe itamp;#39;s a good thing not to do it we just found out recently that just by making an inquiry on zip pay it will reduce your credit rating by 150 points automatically so thatamp;#39;s sort of more than 10 percent for most people and yet to be avoided really at all costs if you are looking for that sort of buy now pay later service consider other services so it doesnamp;#39;t damage your credit rating and if you are looking for her soul some other type of finance to assist but be more than happy to help with low risks make you having a great time and weamp;#39;ll be touched bye for now