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what you may have heard is that there is a big secret the nursing home doesnamp;#39;t want you to know before I tell you about the big secret Iamp;#39;d like to show you what the nursing home will tell you if you go in to talk to them about placing a loved one what I want to show you is a very typical scenario that comes into our office hairy husband and Wanda wife Harry has had a stroke and needs nursing home care because Wanda canamp;#39;t take care of him at home so the nursing home will say Wanda youamp;#39;re going to be at home so weamp;#39;re going to set the how society now you have about a hundred thousand dollars in CDs cash money market and investments Harry has an IRA with about a hundred thousand dollars Wanda has an IRA with about 75 thousand for a total of a hundred and seventy five thousand that really isnamp;#39;t worth a hundred and seventy five thousand because they havenamp;#39;t paid the taxes on it for income harry has about two thousand dollars a m