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Iamp;#39;m gonna teach you a major loophole that the credit bureaus do not want you to know. Youamp;#39;re going to call all three credit bureaus. The numbers are up there, okay? Youamp;#39;re going to ask to speak to the fraud department. Always remember to be kind because youamp;#39;ll get a lot farther. Be super nice. The last partamp;#39;s the most important: Youamp;#39;re going to ask them to delete any old addresses and any names that are not yours that are on your credit reports. You can use the link in my bio to pull your credit reports for free. Youamp;#39;re going to tell the representative that those are not your addresses and you want them removed immediately. And those names clearly are not you. You only want to have your one (1) name and one (1) address and one (1) date of birth, and thatamp;#39;s it. You want to do this before you start disputing because this is going to disassociate you from all those old addresses that are attached to those collections or charg
