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how to write irs hardship letter the irs or the internal revenue service often checks the debt ratio of taxpayers the action will be like this is currently not collectible type and the other one can be the request through a hardship letter to irs this letter is to prove that you are unable to make the payments but you must pay the interest fees and charges you owe the irs the hardship letters are the perfect way to explain your current financial situation with this proof the lenders or the irs may not offer relief from the payment but they will delay the debt collection keep it original the purpose of this letter to the irs is that you are unable to pay the taxes for some financial issues you need to pour the right amount of honesty and integrity that the irs officials would want to see and then consider your appeal avoid blaming others your financial situation may have occurred due to someones irresponsibility or wrongdoing but it will be best if you avoid blaming anyone else keep y