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In this tutorial, the process of creating a personal loan agreement is explained. The agreement can be written in Adobe PDF, Microsoft Word, or rich text format, with Adobe PDF recommended for ease. The form is fillable, requiring details such as the effective date, borrower's information (such as name and address), lender's information, repayment terms, and loan amount. For example, a borrower named Johnny Appleseed can lend $10,000 to his wife Nancy Appleseed, with a promise to repay within a year.
