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Wire transfers are commonly used in real estate transactions, with funds sent directly from the client's bank to the title company's bank through the Federal Reserve. In Colorado, wire transfers meet the good fund statute and are considered immediately available. Accuracy is key for safety and efficiency, with most domestic wires completed in 2-4 business hours. The process involves wire review, OFAC screening, Fed ID issuance, Federal Reserve review, and receiving bank verification. Each bank has different requirements, so clients must consult with their bank before initiating a wire transfer.
