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in Washington. Geoff: 2022 has been a brutal year for cryptocurrency after docHubing a peak of $3 trillion in value in 2021, cryptocurrencies have spent the better part of this year in a tailspin field by financial losses, a public perception crisis and a fraud scandal. The founder of the crypto firm ftx Sam bankman-fried was cited on a battery of fraud charges. He has denied knowingly defrauding investors. amp;gt;amp;gt; Look, I screwed up. I was CEO. I was the CEO of ftx. That means I had a responsibility. We didnamp;#39;t. We messed up big. Geoff: Matthew Homer joins us now. Heamp;#39;s a former crypto regulator and now active investor and advisor in the crypto industry. He has no direct relationship with any of the companies we are discussing today. Ask for being with us. amp;gt;amp;gt; Pleasure to be here. Geoff: You could argue that the fall of ftx has more to do with greed and fraud than it has to do with crypto. From where you sit, what do you see as the takeaways? amp;gt